Home Buyer Process
Step 1: Complete an application
If you’re ready to complete your application for homeownership, please submit a completed application along with the $20 processing fee per applicant which should be delivered, or mailed, to the administrative office. Apply for homeownership using the Habitat for Humanity Homebuyer application.
Please mail your application and supporting documentation to:
HabitatSHR Family Services
900 Tidewater Drive
Norfolk, VA 23504
Please No emails or fax.
Step 2: Habitat SHR calculates income and obtains a credit report
Habitat SHR reviews eligibility forms for completeness, which are—if complete—then processed.
If applicants do not satisfy the criteria for and are not permitted into the Habitat for Humanity of South Hampton Roads program, they will receive a letter describing the reason for denial within 30 days. If these issues are resolvable, we ask that the applicants make the necessary changes and reapply.
Step 3: Submit supporting documents
Habitat SHR will verify background checks, employment history, and rental history, along with other required supporting documentation.
Step 4: Family selection committee
Habitat SHR staff will submit your file for review and approval.
You will receive a letter within 30 days notifying you of the committee’s decision.
Step 5: If approved to become a Habitat SHR homeowner:
The applicant will be required to attend homeownership training in order to learn and practice budgeting, home repair, and maintenance (20–30 hours).
The applicant will be required to work 200 hours of “sweat equity,” in order to help build the homes of other selected Habitat Partner Families, along with the applicant’s own house.