Home Buyer Process


Home Buyer application period for 2021 has closed, check back later for 2022 dates.


The Process

Step 1: Complete an application
  • If you’re ready to complete your application for homeownership, please submit a completed application along with the $20 processing fee per applicant which should be delivered, or mailed, to the administrative office. Apply for homeownership using the Habitat for Humanity Homebuyer application.

  • Please mail your application and supporting documentation to:

      HabitatSHR Family Services
      900 Tidewater Drive
      Norfolk, VA 23504

     Please No emails or fax.


Step 2: Habitat SHR calculates income and obtains a credit report
  • Habitat SHR reviews eligibility forms for completeness, which are—if complete—then processed.


  • If applicants do not satisfy the criteria for and are not permitted into the Habitat for Humanity of South Hampton Roads program, they will receive a letter describing the reason for denial within 30 days. If these issues are resolvable, we ask that the applicants make the necessary changes and reapply.


Step 3: Submit supporting documents
  • Habitat SHR will verify background checks, employment history, and rental history, along with other required supporting documentation.


Step 4: Family selection committee
  • Habitat SHR staff will submit your file for review and approval.


  • You will receive a letter within 30 days notifying you of the committee’s decision.


Step 5: If approved to become a Habitat SHR homeowner:
  • The applicant will be required to attend homeownership training in order to learn and practice budgeting, home repair, and maintenance (20–30 hours).


  • The applicant will be required to work 200 hours of “sweat equity,” in order to help build the homes of other selected Habitat Partner Families, along with the applicant’s own house.

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